The National Transport and Safety Authority (NTSA) Director General, Nashon Kondiwa, has warned Kenyans against paying traffic fines through mobile money, emphasising that by now the fines should be paid to the Kenya Commercial Bank (KCB).

Speaking in an interview with a local TV station on Thursday, March 11, 2026, Kondiwa says other payment options, including mobile money, will be available later, warning Kenyans against fraudsters.

He emphasized that it will not always be the bank, but there are plans to introduce alternative payment mechanisms for the instant fines project that is under the first piloting phase.

“You have seven days to make the payments in the bank or to the agent, and it is not necessarily you; you have a person to make payment for you. This is a strategic approach; it is not that we are saying it will be KCB bank always, just to make sure fraudsters are kept away,” Kondiwa said.

“For now, if you receive a message for payments via mobile money, then please avoid it; that is a fraud,” Kondiwa added.

Addressing technological concerns

Kondiwa said that the government wants to fully address key technological concerns in order to avoid cases such as swindling links that some individuals have used in the past to target motorists.

He said that the authority will give out the messages via SMS to the motorists to either pay the fine or deny the case.

“This is still in the pilot stages, as you all know, and we intend to roll out to other options such as the use of URL links and mobile money options,” Kondiwa said.

“So as it stands, we have not yet rolled out the process nationally, and we are still in the process of communicating this to the public. So as it goes, we will also increase the cameras and delve deep into the mechanics so that we can give people the alternative of paying via URL, USSD, and mobile money. This is a country of mobile money transactions,” he added.

Where the money goes

Kondiwa further clarified that the NTSA does not act as the custodian of these funds. To ensure maximum transparency and eliminate the risk of misappropriation, all fine collections are directly channelled into the exchequer.

“The money will go to an account that is co-owned or co-managed between the government through NTSA and Kenya Commercial Bank,” Kondiwa said.

Kondiwa said that once a motorist is slapped with a fine, they have up to seven days to pay the fine at any of the selected banks’ banking halls or agents.