I&M Group PLC has reported a strong set of results for 2025, with profit before tax rising by 22 per cent to Ksh24.2 billion, underlining steady growth across its core markets.

The lender said revenue increased by 19 per cent to Ksh60.3 billion, supported by a balanced income mix and continued expansion across East Africa. Total assets grew by 15 per cent to Ksh668.9 billion, while customer deposits rose 17 per cent to Ksh484 billion.

Regional subsidiaries played a key role in the performance, contributing 24 per cent of the Group’s results. The bank recorded growth across all its markets, with Rwanda posting a 24 per cent rise in profit before tax in local currency, Tanzania up 21 per cent, and Uganda delivering a 48 per cent increase. Mauritius also registered steady gains.

Kihara Maina, the Group’s CEO, said the results reflect consistent execution of the bank’s strategy.

“This performance reflects strong execution and positions the Group firmly on its path to becoming Eastern Africa’s leading financial partner for growth,” he said.

Digital growth drives expansion

I&M attributed the growth to its iMara 3.0 strategy, which focuses on supporting micro, small and medium-sized enterprises and expanding digital banking. The bank said 98 per cent of all customer transactions now take place on digital platforms.

The Group also maintained its focus on social impact, investing Ksh404.7 million in community initiatives during the year. These programmes reached more than 348,000 people.

In line with the improved earnings, the Board has proposed a total dividend of Ksh3.75 per share, a 25 per cent increase compared to the previous year.

The latest results highlight I&M’s push to grow beyond Kenya while strengthening its digital and SME banking base, positioning the Group to capture opportunities across the region.